AI-Powered Credit Repair

Your credit score
shouldn't be a life sentence.

CreditFixAI uses artificial intelligence to dispute errors, negotiate with creditors, and rebuild your credit profile. Built for South Africa's four-bureau system. Faster, smarter, and 70% cheaper than traditional services.

480
695
The Problem

Credit repair in South Africa is stuck in 2005.

01

Manual disputes

Lawyers and consultants filing paper disputes one bureau at a time. Weeks of waiting for each response.

02

Opaque pricing

R5,000+ retainers with no guarantee of results. You pay whether your score moves or not.

03

No transparency

You hand over your credit report and hope for the best. No dashboard, no tracking, no control.

How It Works

AI does in minutes what takes consultants weeks.

Upload

Connect your credit reports

Securely upload reports from TransUnion, Experian, XDS, and Compuscan. Or connect your accounts for automatic retrieval. 256-bit encryption protects every byte.

Analyze

AI identifies every error

Our AI scans your reports for incorrect listings, outdated information, and disputable items. It builds a personalized repair strategy ranked by impact on your score.

Repair

Automated disputes and negotiations

AI generates NCA-compliant dispute letters, files them with all four bureaus simultaneously, negotiates with creditors, and monitors progress in real time.

The Edge

Not just faster. Fundamentally different.

4

Bureaus, simultaneously

TransUnion, Experian, XDS, Compuscan. Every dispute filed in parallel, not sequentially.

70%

Lower cost

AI automation means you pay a fraction of what traditional credit repair consultants charge.

Min

Not days

AI processes your credit data and generates dispute strategies in minutes, not the weeks traditional services take.

NCA

Fully compliant

Every dispute letter and negotiation follows the National Credit Act. Built for South African regulation from day one.

Every South African deserves a credit score that reflects who they are today, not a mistake from five years ago.

CreditFixAI is building the future of credit repair in South Africa. AI-powered, transparent, affordable, and built to fight for you.